Aerial view of UK arable fields divided by hedgerows at first light

Decision-support for UK farm SMEs

See the risk before it reaches your bank balance.

AgriRisk reads commodity, FX, input-cost and weather movement against your own farm's exposure — then translates it into a live risk register, a 12-week cash flow projection and a pound figure you can act on. It sits alongside your accountant and agronomist, never against them.

No card required · UK data residency · Cancel any time

Farm health score

Updated daily

68/100

Feed wheat exposure
−£8,400
Week 7 projected balance
−£3,120
Open risks
6

Illustrative figures. Your workspace shows your own farm's data.

Sector context

£17K

Forecast cereal farm business income, 2025/26 — lowest since 2004/05

−72%

Fall in delinked BPS payments for cereal farms

12 wks

Rolling cash flow horizon with pre-shortage flags

Source: Defra Farm Business Income forecast, 2025/26

The platform

A baseline monitoring layer and five decision-support modules

Baseline risk monitoring

Commodity, FX, input-cost and weather signal read continuously against your farm's own exposure.

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Self-updating risk register

Risks that update themselves as the underlying data moves, each with possible actions to consider.

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Cash flow predictor

A 12-week rolling projection that flags a shortage before you reach it.

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Weather and market alerts

Raw feeds translated into what the movement is worth to your business in pounds.

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Farm health score

One composite daily score, with every component shown and explained.

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What-if toggle

Move commodity price, input cost or payment timing and watch the projection respond.

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A farmer reviewing printed crop reports beside a laptop at a kitchen table

Why it matters

Your accounts tell you what happened. Nothing tells you what is coming.

Farm accounting software is backward-looking by design. Agronomy tooling stops at the field gate. The gap in between — a market move, a wet drilling window, a delayed subsidy payment — is where farm businesses lose money quietly.

  • Every risk carries a £ magnitude against your own tonnage, hectares and contracts.
  • Pre-shortage flags surface weeks before an overdraft breach, not after it.
  • Every decision you record — accept, defer, dismiss — is written to an immutable audit trail.

How it works

Three steps to a forward-looking view

  1. Connect your farm data

    Accounting integrations, or enter your enterprises, receipts and payments directly. Spreadsheet upload is coming for farms without accounting software.

  2. AgriRisk translates the signal

    Market and operational movement is read against your own exposure, not a national average.

  3. Review and decide

    Your risk register, farm health score and possible actions to consider — the judgement stays yours.

Regulatory posture

AgriRisk is decision-support, not financial or insurance advice. Every output uses possible action to consider language. Where questions cross the regulated advice perimeter, we signpost to qualified advisers.

Read how we hold the advice perimeter

Built for the sector

Designed around how UK farm businesses actually run

Arable, livestock, dairy and mixed enterprises, with the seasonal cash rhythm, subsidy transition and contract structures that come with them. The register speaks in the language of the farm office, not a trading desk.

Sector bodies and integrations we are working towards

  • NFU
  • CLA
  • AHDB
  • IAgSA
  • Figured
  • Xero
  • QuickBooks
  • Sage

Common questions

Before you trial it

Is AgriRisk giving me financial advice?
No. AgriRisk is decision-support. Outputs are framed as possible actions to consider, and questions that cross the regulated advice perimeter are signposted to qualified advisers.
Does it replace my accountant or farm software?
No. It sits alongside them. AgriRisk reads the forward-looking signal your accounts do not cover, and produces exports built for accountant and lender conversations.
What if I do not use accounting software?
You can enter enterprises, receipts and payments directly in the workspace. Spreadsheet upload and accounting integrations are on the roadmap.
Where is my farm data held?
In the UK, encrypted in transit and at rest, with access scoped so only you and any adviser you explicitly link can see your farm.

Start watching your exposure before it reaches your bank balance.

Fourteen days, full workspace, no card required.